What We Do
AL the Loan Guy (Bott Financial) helps homeowners and investors across California secure home loans without traditional income verification — including home purchases, cash-out refinancing, rate-and-term refinancing, and investment property loans.
Licensed Sr. Loan Officer AL Rivera, NMLS #260314, works directly with clients to find flexible lending solutions for self-employed borrowers, real estate investors, and anyone who doesn't fit a conventional income-verification loan.
%20Cash%20Out.png)
About AL
Al Rivera, known as Al the Loan Guy, is a licensed senior mortgage loan officer and broker based in the Los Angeles, California area, with over 20 years of experience at institutions including Bank of America, Wells Fargo, and New American Funding. He specializes in helping Southern California clients navigate home purchases, refinances, FHA and conventional loans, cash-out options, and down payment assistance programs.
AL Rivera
Sr. Loan Officer
NMLS 260314
Direct: 562-418-5928
Email: AL@ALtheLoanGuy.com
Address:
8577 Haven Ave., Suite 201,
Rancho Cucamonga, CA 91730
